1. Eligibility

• Layaway is available to customers purchasing items with a total value of [minimum amount, e.g., $100 or more].
• Layaway is not applicable to sale items, gift cards, or perishable goods.

  2. Deposit Requirements

  • A non-refundable deposit of [specific percentage, e.g., 20%] of the total purchase price is required to initiate the layaway.
  • The deposit will be applied toward the final purchase price.

  3. Payment Schedule

  • Payments must be made in [equal installments, e.g., bi-weekly or monthly].
  • All layaway balances must be paid in full within [specific time frame, e.g., 90 days].
  • Payments can be made in-store, online, or via [payment methods, e.g., credit card, debit card, cash].

  4. Cancellations and Refunds

  • If you choose to cancel your layaway, the deposit and any payments made are [non-refundable/partially refundable as per policy].
  • If the balance is not paid in full by the due date, the layaway will be canceled, and [specific actions, e.g., “all payments except the deposit will be refunded”].

  5. Item Availability

  • Items on layaway will be held until the final payment is made.
  • If an item becomes unavailable due to unforeseen circumstances, we will offer a comparable item or a full refund of payments made.

  6. Modifications

  • Changes to your layaway plan (e.g., adding items or extending the payment period) must be requested in writing and may be subject to approval and additional fees.

  7. Pickup/Delivery

  • Items can be picked up or delivered only after the layaway balance has been paid in full.
  • Additional shipping charges may apply if delivery is requested.

  8. Default Policy

  • Failure to adhere to the payment schedule may result in cancellation of the layaway.
  • In the event of default, [specific details, e.g., “all payments except the deposit will be refunded”].

  9. Governing Law

  • These terms and conditions are governed by the laws of [applicable jurisdiction].

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